Financing a New Business with Credit Cards

Small business owners, or prospective small business owners have limited sources of financing when they first start out. Bank lenders have such stringent lending criteria that they often will not lend Battlestar Galactica amount needed by the entrepreneur 1970's toys fund their startup. Even corporate finance antique cars will hesitate to loan money to start-ups as the risk for failure is high and the new company has no tangible assets that a loan can be secured against.

One of the easiest sources of financing a new business is credit cards. There are many stories of entrepreneurs who have funded their start-ups on credit cards. The credit cards are easy to get (applications are frequently sent in the mail) and plentiful through a number of different financial institutions. And frequent spending on these cards will even cause the credit card companies to increase the spending limits on their cards!

Of course, credit cards are a very dangerous financing tool if spending gets out of control and the holder cannot pay his or her debts off in a timely manner. New credit cards offers usually carry a low introductory rate, but 6 months later a much higher Fatima tobacco cards of interest can kick it making the borrowed money extremely expensive.

Regardless of this danger however, there have been numerous entrepreneurs who have started out their small businesses financing operations with their credit cards. Most of these people would then switch to more conventional financing options (ie banks) once they had a proven cash flow. But in the start-up phase, credit cards can prove to be an instrumental option for financing a new business when other sources of money are very tight.

Ken and Deidre Bissonette are successful authors and publishers of Small Business entrepreneur information. For more information http://www.business-finance-loan-credit.com/index.html

Getting Kids to Clean Up - Ending Playroom Pandemonium

When going into a child's bedroom or playroom often times you'll find the room left in complete chaos. The floor that once existed in the room has now been completely covered in toys from all the way under the bed to into the closet. We all know that kids can be difficult when asked to clean up their rooms Dark Shadows fans it doesn't always Tragg and the Sky Gods to be a struggle. This sea of disorder does not have to be what you see every time you enter your child's room. With some simple tips you can have your child's bedroom or playroom organized in the blink of an eye.

Whenever asked to do any chore it can become a challenge for a parent to get their children's cooperation Incredible Hulk what options does a parent have when dealing with a messy room? The best strategy when every doing a task with a child is to make it the most fun that it possibly can be and creativity is key. Now you're probably wondering how cleaning up toys can be fun, this is the part where you get creative. First in order to help your child on the path to cleaning up their own toys you should first set an example for them. As soon as their playtime or play date is over tell them that it's clean up time. Show them where everything goes and how to put it away. Give specific places for specific things. Such as the toy cars go in the toy box, the books go on the shelf or the markers and crayons go in the jar. If you make these specific places for items to be returned to it makes it easier for children to remember where and how to put it back.

Recap:

• Tell Them
• Show Them
• Help Them

You can make this event fun by using silly songs or rhymes while cleaning up that can help a child remember what to do when their clean on their own. Sometimes whistle while you work is not such bad advice. You could even try to turn this boring task into a game by rewarding a child when they have completed a task. Another tip for getting kids to clean up would be having a short check-list for kids in their room. You could put this on the mirror, behind the door, on their play table or on the lid of their toy chest. For older children who can read you can you a clear list of items they need to put away but for smaller toddlers you can use pictures as a reminder of the tasks they need to do.

A great starting point for getting kids to clean up is to give them a place to put there stuff. A classic way to help with organization is with the timeless toy box. Toy boxes are great storage pieces that can be personalized to fit any child. Guidecraft offers a great line of toy boxes such as their Pirate Toy chest for your little buccaneer's bedroom, a safari toy chest for the kids are looking for an adventure in the jungle and a doll house perfect for little girls. Tables can also help a child get organized by giving them a designated place for play. This can keep the mess isolated to one specific place and keep from there being too much clutter. These table and chair sets come in so many varieties that this sure to be one to fit your child. For example KidKraft offers a Jungle chair and table set, a Noah's Ark themed set or a Barnyard themed set. These sets are fun as well as functional. Kids will want to use them while also giving them a place to play.

Items that help keep rooms organized:

• Toy Boxes
• Table & Chair Sets
• Bookcases

With these tips you can help your child learn how to clean up their bedrooms or playrooms on their own. Remember even if it is cleaning and picking up your child's room make it fun and have fun doing it.

Alycia Shapiro is Vice President at SensoryEdge, a popular destination for shoppers who want affordable and the Transformers Toy Boxes and educational toys for toddlers. Started in 2003. the site can be found at http://www.sensoryedge.com also has a fabulous selection of classroom rugs, therapy swings and motor skill toys.